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Active Residency (Self-Employed)

The path for entrepreneurs and business owners.

Active residency is designed for individuals who wish to live and work in Andorra by establishing their own business or participating in an existing one. Under the Omnibus Law 2026, this path requires a significant commitment to the country's economy.

Contribution
€50,000
Non-refundable
Stay
183+ Days
Annual
Tax
10%
Max Rate
Language
A1 Level
Catalan

Detailed Requirements

  • Physical presence of at least 183 days per year.
  • A non-refundable state contribution of €50,000, paid to the AFA when you file.
  • Foreign investment authorisation from the Government before the company is incorporated.
  • Establishment of a local company, or ownership of more than 34% of an existing one (raised from 20% by Llei 5/2025).
  • Serving as a director of the company.
  • Registration with CASS as a self-employed worker once the company is trading.
  • Proof of housing in Andorra: a title deed, a rental contract, or a certificate from your Comú.
  • Registration with your Comú (certificate of residence).
  • Legalised criminal record certificate from your country of nationality and every country you have lived in.
  • Medical examination in Andorra.
  • Valid passport (or national ID for EU/EEA nationals), passport photo, and civil status documents.
  • Catalan at A1 level for the first renewal and A2 for the second (Llei de la llengua pròpia i oficial, from 26 April 2026).
  • Government fees: €190.96 to process the application, plus €3,000 when the residence card is issued.
  • Applications are subject to the annual self-employed immigration quota set by the Government.

Key Benefits

  • Full right to work and conduct business in Andorra.
  • Access to the local social security system (CASS).
  • Family reunification from the start of your residency.
  • 10% maximum personal income tax rate, and 0% on dividends from your Andorran company.
  • 0% wealth tax and 0% inheritance tax.
  • 4.5% IGI — the lowest VAT rate in Europe.
  • Renewals of 1+2+2+2+10 years, renewable indefinitely while you meet the conditions.

Government and third-party costs

State contribution to the AFA

Non-refundable. Replaced the old refundable bond.

€50,000
Company incorporation (SLU)

Legal fees, notary and administrative taxes.

≈ €7,000
Application processing fee

Paid to the Government when you file.

€190.96
Residence card issuance

Paid when the card is issued.

€3,000
Our professional fees

Not included in the figures above. Covers the route assessment, the company formation, the immigration file, and every submission to immigration, your Comú and the CASS — plus the tax advice around it. Quoted in writing before you commit to anything.

Quoted per file

Ongoing costs

CASS social security

22% of a base you choose between 25% and 137.5% of the reference salary (€2,560.99 in 2025) — about €560 at the standard 100% base.

€140 – €775 / month
Accounting for the company

Depends on transaction volume.

€150 – €300 / month

How long it takes

  1. Company incorporation4 – 6 weeks
  2. Banking setup
  3. Immigration application4 – 8 weeks
  4. Total, start to residence card3 – 4 months

Indicative figures for planning, drawn from the current rules. They are not a quote. Government fees and the CASS reference salary are revised periodically, and every figure above except our fee is paid to the government or to a third party, not to us.

Ask for a full quote

Side-by-Side Comparison

FeatureActive ResidencyPassive Residency
Minimum Stay183 Days / Year90 Days / Year
Gov. Contribution€50,000 (non-refundable)€50,000 (non-refundable)
InvestmentCompany Formation€1,000,000+
Work RightsFull Local RightsInternational Only
Catalan Req.Yes (for renewal)Not yet (by 2029)
HealthcareCASS (Public)Private Insurance

The Residency Process

A clear, 5-step path to your new life in the Pyrenees.

Step 01

Initial Consultation

We analyze your profile to determine if Active or Passive residency is your optimal path.

Step 02

Document Preparation

Our legal team handles the collection and legalization of required documents from your home country.

Step 03

Company & Banking

We incorporate your Andorran company (if active) and facilitate introductions to premier private banks.

Step 04

Immigration Submission

We submit your file to the Ministry of Interior, ensuring priority processing and handling all queries.

Step 05

Final Approval

After a simple medical check, you receive your residency card and begin your new life in Andorra.

Deep Dive

Expert Insights

Everything you need to know about the active residency process 2026.

How does the €50,000 contribution work?

Under the new regulations, the active residency requires a €50,000 non-refundable contribution to the Andorran government. This replaces the previous refundable bond system and is intended to fund local social initiatives. Projects that qualify as digital economy, entrepreneurship or innovation with high technological added value are exempt from the payment, as are certain qualified professionals — worth confirming before you budget for it.

What are the company formation costs?

Beyond the €50k contribution, you should budget approximately €7,000 for legal fees, notary costs, and administrative taxes related to the SLU (Sociedad Limitada Unipersonal) incorporation.

Can I work for a foreign company?

Yes, but you must be the director of your own Andorran company which can then invoice your foreign clients. This is a common setup for online workers and consultants.

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