Passive Residency (Investors)
The premier choice for high-net-worth individuals.
Passive residency is ideal for those who wish to reside in Andorra without engaging in local professional activities. It is the most popular choice for investors, retirees, and international business people who manage their global interests from the safety of the Pyrenees.
Detailed Requirements
- Physical presence of at least 90 days per year.
- Minimum investment of €1,000,000 in Andorran assets.
- A non-refundable state contribution of €50,000.
- Reduced €400,000 investment for real estate directed to the National Housing Fund.
- Standard real estate investment must be at least €800,000 per unit.
- Proof of sufficient financial means (300% of the minimum wage).
- Private health insurance covering Andorra.
- Clean criminal record from previous countries of residence.
Key Benefits
- Minimal physical presence requirement (90 days).
- No tax on worldwide income (under specific conditions).
- 0% wealth and inheritance tax.
- High level of privacy and security.
Side-by-Side Comparison
Find Your Perfect Property
For passive residents and investors, we offer specialized help in finding properties that meet residency requirements, either optimized for healthy ROI or as a family residence.
Off-market property access
Expert real estate investor guidance
Thorough legal & structural checks
Stress-free investment process
The Residency Process
A clear, 5-step path to your new life in the Pyrenees.
Initial Consultation
We analyze your profile to determine if Active or Passive residency is your optimal path.
Document Preparation
Our legal team handles the collection and legalization of required documents from your home country.
Company & Banking
We incorporate your Andorran company (if active) and facilitate introductions to premier private banks.
Immigration Submission
We submit your file to the Ministry of Interior, ensuring priority processing and handling all queries.
Final Approval
After a simple medical check, you receive your residency card and begin your new life in Andorra.
Expert Insights
Detailed answers to the most common questions regarding passive residency 2026.
What counts as a valid investment?
Valid investments include Andorran real estate, shares in local companies, government bonds, or non-interest bearing contributions with the AFA (Andorran Financial Authority).
How does the Housing Fund option work?
To encourage affordable housing, the government allows a reduced investment of €400,000 for the real estate component if the property is directed to the National Housing Fund. This is a popular choice for those looking for a lower entry point into the real estate market.
Is my worldwide income taxed?
Andorra generally taxes worldwide income at a maximum of 10%. However, many passive residents benefit from exemptions on dividends and capital gains from foreign sources, depending on their specific structure.
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